I have been consciously going back to using cash, at least on smaller purchases. The libertarian in me has come to suspect the increasing use of credit and debit cards because, yes, the government could use that against me if I'm a bad boy. China is the obvious example. Yet Canada used it recently against COVID protesters, and Canada is supposed to believe in freedom.
But I digress. While I carry a debit and a credit card, cash is becoming king, and it should. I've stopped taking cards at the Shop because I see no reason to pay someone three percent or so for a service I simply don't need. Every single customer whom I've told bring me cash has brought it, and with no debate. I think more and more of them see the advantage too.
I do see where, based on a supposed penny shortage, some businesses round change. The tendency is to round up, I suppose to avoid argument, yet many places do give me exactly what I'm owed. I don't argue when they round down; it's a nuisance, and perhaps wrong, I'll say, yet not worth the fight. But I have begun keeping track of whether I am ahead on such transactions, or the stores and shops I deal with.
In calendar 2026, I'm $1.64 in front. A pittance, but, well, my pittance. I wouldn't get it using a card.
